Banks & Fintechs
Drive loyalty on African rails. One integration.
Cashback, referral bonuses, savings milestones — the loyalty mechanics that grow African fintech products require local currency, local access, and local redemption. QIFTS gives you all of that through a single platform integration, in every market you operate in.
16+
African markets
<30
Days to go live
1 API
One integration
Referral bonus
₦2,500
Friend activated account
Savings milestone
KSh 500
3-month streak reached
Card activation
₵ 30
First transaction made
Cashback — Q1
E£ 150
5% on dining spend
Use cases
Every moment worth rewarding.
The trigger is yours — transaction, milestone, referral, behaviour. QIFTS handles the card, the delivery, and the redemption. In local currency, across every African market you operate in.
Cashback programmes
Issue cashback as a reward card rather than a plain account credit. Drives re-engagement, keeps value in your ecosystem, and reduces churn — because a card feels like a gift, not a refund.
Referral bonuses
Reward the referrer and the referred the moment the trigger is hit — no manual payout, no waiting. A card arrives via WhatsApp or SMS same day. Referral campaigns that actually convert.
Savings & goal milestones
Three months of consistent saving. Goal reached. Salary received. Reward it instantly — not in a statement at quarter end. The card arrives the moment the milestone is crossed.
Card activation incentives
Issue a reward on first card use, first transaction above a threshold, or first direct debit set up. Turn onboarding moments into tangible value. Higher activation, lower drop-off.
Premium tier benefits
Give premium account holders something they can actually spend — birthday rewards, monthly benefit cards, anniversary bonuses. Differentiation that shows up in a wallet, not a PDF.
App engagement rewards
Reward users for completing their profile, enabling notifications, or making their first investment. Behaviour change, rewarded in real time. Works across every African market you operate in.
Get started
Build loyalty that actually sticks.
Tell us the trigger mechanic, the markets you need, and rough volume. We'll come back with a recommended format and a quote.